Fort Hood Area Habitat for Humanity
2601 Atkinson Ave, Killeen TX, 76543
Office: (254) 680-4007 Fax: (254) 680-4839

Our families are low-income families who cannot qualify for home financing from banks and other lending institutions. Anyone may apply regardless of age, race, national origin, religion, sex, handicap, or familial status

All Habitat Homeowners must have the ability to repay a low monthly mortgage payment. Your total family income must meet the minimum requirements and not exceed the maximum income limit depending on the number of individuals that will live in the Habitat home. Income limits are set in accordance with the HUD Median Income Guidelines for the local area. Monthly payments are based on a 20 year interest free mortgage. Payments include insurance and property taxes. Homeowners are responsible for all utility bills and for the upkeep of their individual properties.

Your "need" for Habitat housing will be based on the living conditions where you currently live and whether the conditions are inadequate. Inadequate is a measure of your current living conditions and many factors are taken into account, such as overcrowding of bedrooms, structural problems, inadequate utilities, unsafe or unsanitary conditions are some areas considered in determining your "need" for a home. A home visit will be made to evaluate such conditions. 

Each family must perform a certain number of "Sweat Equity" hours (300 minimum per family).  “Sweat Equity” is the hands on involvement of the prospective homeowners in the construction of Habitat homes and other community activities. The family must complete their "Sweat Equity" hours before work will begin on their home. The next family to get their "Sweat Equity" hours done goes next on the list for a home. Homeowners must attend budgeting, new homeowner/maintenance and other classes, attend Habitat Homeowner Meetings, and allow media publicity of you and your families participation in the program to promote community awareness and support of the Habitat Program.

1.  Proof of Income - 3 months for all adult family  members of the household (Pay Stubs, TANF, Housing Assistance, Social Security, Alimony, Child Support, SSI, Disability, etc)

 2.  Birthdates of all dependents who will live in the Habitat House

 3.  Proof of permanent residency for applicants and co-applicant if not born in the United States

 4.  Be prepared to explain any problems with your current   living situation

If you meet the requirements you will be given a full application at the orientation. You may request an appointment with a Habitat representative for help in completing the application, if necessary. **All information is not required for orientation.

Homeownership-Orientation/Pre-Qualification

DUE TO LIMITED SEATING-PLEASE NO CHILDREN

FIRST COME-FIRST SERVE: UP TO THE OCCUPANCY LIMIT

             ONLY ONE ADULT NEED BE PRESENT AT  ORIENTATION  

ORIENTATION WILL START AT 9AM-SHARP

NO ADMITTANCE AFTER 9AM!

Proof of Income – 3 months for all adult family members of the household:

EXAMPLES-Pay Stubs, V.A. Pension, TANF, Housing Assistance,

Social Security, Alimony, Child Support, SSI, Disability, etc

1. Birthdates of all dependents who will live in the house

2. Proof of permanent residency for applicants and co-applicant if not born in the United States

3. Be prepared to explain any problems with your current living situation

       MUST ATTEND ONE OF FOLLOWING ORIENTATIONS:

TEMPLE:   FEBRUARY 18,  2012     9AM-2PM

OAK PARK METHODIST CHURCH

5505 SOUTH 31st STREET, TEMPLE, TEXAS 76502

KILLEEN:  MARCH 3,  2012    9AM-2PM

  FIRST UNITED METHODIST CHURCH- KILLEEN    3501 EAST ELMS ROAD, KILLEEN, TEXAS 76542

       If you meet the requirements, you will be given a full application at the orientation.  You may request an appointment with a Habitat representative for help in completing the application,

For any questions please call the Habitat office at 254-680-4007.